The financial sector. Banks, insurance and payments.

Most customers no longer go to a branch. The long processes need to work on a phone too.

What the numbers say.

91%
mainly use direct channels (digital and phone), and only 4% a branch. That experience is the bank's experience.
Source: Bank of Israel, household satisfaction survey 2025, published 11.02.2026
89%
are satisfied with banks' apps and websites. The bar is already high; the next difference is precision and trust.
Source: Bank of Israel, household satisfaction survey 2025, published 11.02.2026
50%
are satisfied with how problems get solved, and 46% with the wait for an agent. The gap is in service.
Source: Bank of Israel, household satisfaction survey 2025, published 11.02.2026
21.8.2025
Bank of Israel Directive 369 on model risk management took effect. It also covers AI models at banks, with emphasis on fairness, accountability, explainability and documentation.
Source: Bank of Israel, Banking Supervision: Proper Conduct of Banking Business Directive 369 (published 21.8.2024)

Projects in this sector

Discount Bank: online mortgage launched

A complete mortgage you can finish on screen, with a human call at the hard steps.

Sector
Finance · banking · mortgages

What we didWe researched, specified and designed a complete online mortgage process, including a design system.

Isracard: transparent marketplace

Comparing car insurance from customer data, with transparency about how the data is used.

Sector
Finance · credit · car insurance

What we didWe researched and designed car-insurance comparison, with a plain reason for every use of data.

What makes it hard.

What we do for banks and insurers.

Accessibility and privacy.

  • Accessibility: we design to IS 5568 and WCAG 2.2 AA from the spec. States, focus, labels and contrast are defined in the design, not added at the end.
  • Privacy: we collect only what is needed, and design to Amendment 13 of the Privacy Protection Law.

Trust page

A process that doesn't work on a phone?

Let's start there.

hello@zemingo.com